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Association of American Medical Colleges Tomorrow's Doctors, Tomorrow's Cures®

FIRST for Pre-health Advisors

Pre-health Advisors

Resources for staff who advise aspiring medical students

FIRST Resources

Guides, publications, and other resources pertaining to financial aid, debt management, and loan repayment.

Loan Repayment

AAMC Monthly Payment Estimator for Medical School Borrowers
This chart displays repayment plan options, monthly payments, and the total interest paid for each plan based on a range of debt amounts.

Loan Repayment Timeline
Illustrates use of deferments, forbearance, and repayment options for multiple loans.

Repayment Options
Loan Repayment Choices

The Economics of Becoming a Doctor
Videos explaining medical school financing and repayment strategies during residency.

Loan Repayment/Forgiveness and Scholarship Programs
A searchable, state and federal loan repayment, loan forgiveness, and scholarship database that provides detailed information about many programs available to medical and other health professions students.

Repayment Plans Compared Chart 
Compare the loan repayment plans to determine which is best for your situation.

Should I Consolidate? 
Answer a few questions to help determine if consolidation would benefit your loan situation.

The Effects of Loan Consolidation 
Review the chart to examine the effects of loan consolidation.

Special Benefits and Repayment Options for Members of the Armed Forces PDF External Link
View the benefits and options that may be available to members of the U.S. Armed Forces.

A Servicemember’s Guide to Student Loan Interest Rates External Link

Veterans Affairs Programs External Link
Review programs offered by the U.S. Department of Veterans Affairs to reduce qualifying loan balances for health care professionals. 

National Institutes of Health Loan Repayment Programs (LRP) External Link
The NIH offers various programs to assist with student loan repayment. Visit the NIH Division of Loan Repayment website to learn about available opportunities. 

Research Resources

AAMC research and reports on medical student debt and medical school costs all in one location.
View Resources

Starting Salaries for Physicians

MGMA Physician Placement Starting Salary Survey
Salary data for physicians by specialty

Websites with Information Related to Debt Management and Financial Aid

Consumer Financial Protection Bureau Complaint System External Link
If you have questions or complaints regarding your lender, servicer, or debt collector - for a private or federal student loan - you can call the Consumer Financial Protection Bureau’s toll-free hotline at 855-411-CFPB or you can submit a student loan complaint online External Link.

Federal Student Aid Ombudsman External Link
Neutral, third-party resource to help resolve federal student loan disputes.

Government Affairs - Medical Education
AAMC website highlighting topics, issues, and legislation of importance to medical schools and teaching hospitals.

Income-Based Repayment Q&A 

Public Service Loan Forgiveness (PSLF) PDF External Link


Tax Benefits for Education External Link

Additional Resources
Publications and more.

Medloans® Organizer and Calculator

Medloans Organizer and Calculator

Organize and track your loans, then view sample repayment scenarios with the Medloans® Organizer & Calculator, the only Web tool of its kind developed for medical students.

Gain Real-life Financial Skills


Get practical information on budgeting, money management, credit, debt management, and more!

Financial Aid Fact Sheets

Short, informational sheets covering financial aid-related topics.